E-statement Account
- E-Statement Account will require electronic account statements
- Minimum opening deposit of $100.00
- No monthly service charge
- No minimum balance requirement
- Unlimited check writing
- Online Banking with Bill Pay Services
- Debit Card
Classic Checking Account
- Minimum opening deposit of $100.00
- Monthly service charge of $3.00 if daily balance falls below $500.00
- Paper statements (without images) provided monthly
- Unlimited check writing
- Online Banking with Bill Pay Services
- Debit Card
Regular Checking
- Minimum opening deposit of $ 100.00
- Monthly service charge of $8.00 if daily balance falls below $750.00
- Check images returned with monthly statement
- Unlimited check writing
- Online Banking with Bill Pay Services
- Debit Card
Texas Gold Account
For our Customers at least 50 years of age
- Minimum opening deposit of $500.00
- Monthly service charge of $6.00 if daily balance falls below $500.00.
- Variable rate of interest paid monthly on balance of $1000.00 or more
- Preferred rates on Certificates of Deposit (extra .10%)
- Free personalized wallet bank stock checks
- No fee's on Cashier's Checks.
- Check images returned with monthly statement
- Unlimited Check Writing
- Online Banking with Bill Pay Services
- Debit Card
- Only one Texas Gold Account per Household
N. O. W. Checking
- Minimum opening deposit of $1000.00
- Monthly service charge of $10.00 if daily balance falls below $1000.00
- Variable rate of interest paid monthly on balance of $1000.00 or more
- Check images returned with monthly statement
- Unlimited check writing
- Online Banking with Bill Pay Services
- Debit Card
EFFECTIVE MAY 11, 2018
Effective May 11, 2018, all banks will be subject to new rules under the Bank Secrecy Act that will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.
EACH time an account is opened for a covered Legal Entity, we will be required to ask you for:
- EACH individual that has 25% or more Beneficial Ownership in the Legal Entity; AND
- ONE individual that has Significant Managerial Control of the Legal Entity.
If you are opening an account on behalf of a Legal Entity, you will be required to provide appropriate documentation and to CERTIFY that this information is true and accurate to the best of your knowledge.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.