Privacy Policy

What Does Grandview Bank Do With Your Personal Information?

Rev. Date 12/12

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number Account balances Payment history Transaction or loss history Credit history Overdraft history When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Grandview Bank chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Grandview Bank Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share

What We Do
How does Grandview Bank protect my information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Grandview Bank collect my information?	We collect your personal information, for example, when you Open an account Apply for a loan Provide account information Give us your contact information Show your driver's license We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Grandview Bank has no affiliates.
Non-Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Grandview Bank does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Grandview Bank doesn't jointly market.

Other Important Information
Texas Customers. Grandview Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Grandview Bank should contact the Texas Department of Banking. GRANDVIEW BANK, GRANDVIEW, TEXAS, also engages in the business of selling checks as an agent for a company licensed under the laws of the State of Texas and subject to regulatory oversight by the Texas Department of Banking. If you have a complaint concerning the sale of check activities, you should first contact TIB - TEXAS INDEPENDENT BANKERS BANK. If you still have an unresolved complaint after contacting TIB - TEXAS INDEPENDENT BANKERS BANK, then you should contact the Texas Department of Banking through on of the following means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No.(512) 475-1313; E-mail: consumer.complaints@dob.texas.gov Website: www.dob.texas.gov

Other Important Information

Texas Customers. Grandview Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Grandview Bank should contact the Texas Department of Banking. GRANDVIEW BANK, GRANDVIEW, TEXAS, also engages in the business of selling checks as an agent for a company licensed under the laws of the State of Texas and subject to regulatory oversight by the Texas Department of Banking. If you have a complaint concerning the sale of check activities, you should first contact TIB - TEXAS INDEPENDENT BANKERS BANK. If you still have an unresolved complaint after contacting TIB - TEXAS INDEPENDENT BANKERS BANK, then you should contact the Texas Department of Banking through on of the following means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No.(512) 475-1313; E-mail: consumer.complaints@dob.texas.gov Website: www.dob.texas.gov